Moving home is exciting, but arranging the right mortgage can feel like another job on the list. Mortgage Heroes help home movers understand their options, compare deals across the market, and make the move as smooth as possible.
We compare mortgages to find the right deal for your situation. From high street banks to specialist lenders, we compare thousands of deals to secure the right mortgage for you.
Whether you’re upsizing, downsizing, relocating or moving for a fresh start, your mortgage needs to work around your next chapter.
You may be able to move your existing mortgage to your new home, known as porting, or it may be better to switch to a new deal entirely. We’ll compare your options and explain everything clearly, so you can make the right decision with confidence.
If your current deal is ending, it may be worth exploring Remortgaging instead of porting your mortgage.
If you’re moving into a rental investment, see our Buy to Let Mortgages options.
In some cases, yes. This is called porting your mortgage.
However, your lender will usually reassess your income, affordability, credit history and the new property before approving the move. If you need to borrow more, you may also need an additional mortgage product.
We’ll help you understand whether porting is possible, practical, and cost-effective.
Sometimes switching to a new mortgage deal can be the better option, especially if:
We compare mortgage deals across the market to help you find the right fit.
The amount you can borrow depends on your income, monthly commitments, deposit or equity, credit profile and the property you want to buy.
If your current home has increased in value, you may be able to use the equity towards your next purchase.
Moving home involves more than just the mortgage.
You may need to budget for:
We’ll help you factor these costs in from the start.
Going back to your current lender might seem like the easiest option, but it may not be the best one.
We help home movers by:
When we talk about protection, we’re talking about insurance, cover that steps in when life doesn’t go to plan. Whether it’s life assurance, critical illness cover, or income protection, it’s all designed to support you and your family when you need it most.
Choosing the right protection can feel overwhelming, especially with so many types of cover and insurers to choose from. That’s why taking expert advice matters. We offer free, no-obligation advice on products from a panel of leading insurers, helping you understand what you really need, what you don’t, and which options offer the best value for your circumstances. With our support, you can feel confident you’re making the right choice for yourself and your family.
Life assurance is designed to give your loved ones financial support if you’re no longer around. It pays out a lump sum if you pass away during the policy term, helping cover things like the mortgage, day-to-day living costs, or future plans such as education.
It’s not something anyone likes to think about, but having cover in place can bring real peace of mind. You’ll know that, whatever happens, the people who matter most to you will be taken care of.
There are different types of life assurance depending on your needs, and we’re here to help you choose the right one, with clear, honest advice that puts your family’s future first.
Critical Illness Cover is designed to give you financial support if you’re diagnosed with a serious illness like cancer, a heart attack, or a stroke. It pays out a one-off lump sum that you can use however you need, to help cover your mortgage, household bills, or even private treatment while you focus on getting better.
It’s not always easy to think about these things, but planning ahead means you won’t have to rely on savings or loved ones if your health takes a turn. We’ll help you choose the right cover, based on your needs and budget, with clear advice and no pressure.
Income Protection is designed to support you financially if you can’t work due to illness or injury. It pays out a regular monthly income to help you cover essential bills, like your mortgage or rent, utilities, and everyday living costs, so you can focus on recovery, not money worries.
Whether you’re employed or self-employed, this cover acts as a financial safety net when your usual income stops. We’ll help you find the right policy for your needs and budget, with clear, honest advice and no pressure.
ASU cover is designed to give you short-term financial support if you can’t work due to illness, injury, or redundancy. It pays a monthly income to help you manage essential costs like your mortgage or rent, bills, and day-to-day living expenses, giving you breathing space when life takes an unexpected turn.
It’s particularly useful if you don’t have much in savings or your employer offers limited sick pay or redundancy support. We’ll guide you through your options and help you decide if ASU cover is the right fit for your circumstances, with no jargon or pressure.
Your home is likely to be your most valuable asset, and what’s inside it matters just as much. Buildings and contents insurance protects both the structure of your home and your belongings, giving you peace of mind that, if the unexpected happens, you won’t be left facing the cost alone.
Whether it’s damage from a fire, flood, or storm, or the loss of personal items due to theft, this cover helps you put things right. We’ll help you find the right level of protection for your home and everything in it, at a fair price, with no jargon and no pressure.
Family Income Benefit is a type of life insurance that pays out a regular monthly income to your loved ones if you pass away during the policy term. Instead of a one-off lump sum, it provides steady financial support, helping cover everyday living costs, household bills, and family expenses over time.
It’s designed to make life easier for those left behind, offering practical support when it’s needed most. We’ll help you choose the right cover for your family, with advice that’s clear, personal, and pressure-free.
Whether you’ve already found your next home or are just starting to explore your options, Mortgage Heroes can help you understand what’s possible and secure the right mortgage for your move.
Get expert mortgage advice, compare deals from across the market, and find out how much you can borrow.
Yes, some mortgages are portable, meaning you may be able to transfer your existing deal to your new property. Your lender will still need to approve the move.
